Get Out of Debt and Keep Out of Debt: Reviewing, Reflecting and Relaxing

This Week's Tasks:

• Day 36: Create a one-page budget
• Day 37: Don’t rest until we are out of all cosigned and rushed signed contractual arrangements
• Day 38: Pay off debt with the snowball method
• Day 39: Break the habit of complaining
• Day 40: Tackle the debt right now to keep it from getting worse o Day 41: Pray in the Spirit for provision first thing every morning

Day 36:  We wrote a one-page budget and tried to allocate 1/3rd of income to expenses. Please write examples of how you were able to allocate 1/3rd of your expenses.

Close your eyes and give yourself a tight hug. Hold that tight hug for 60 seconds, and then slowly let your whole body relax from the top of your head down to the bottom of your feet. Breathe deeply and slowly. Once your entire body is relaxed, be still for additional 60 seconds.

Now is the time to relax. You have completed tasks that helped you Limit Expenses to 1/3rd of Income, Avoid Co-Signing & Rushing into Signed Contracts, pay back what is borrowed, learn to live with a little or a Lot, never wait for the perfect time, and seek God first for provision.

This Week's Prayers:

• Day 36: God, We love You. We are so thankful for You. You are perfect. You are wise. You are loving. We are Your Children and We can come to You for help. Thank You for surrounding us with brothers and sisters in Christ that love to do Your will. Thank You for blessing us to receive their encouragement and love from our family of believers. We are so thankful. Help us to bear good fruit and do Your will in our lives. It is Your will that we are debt free. Help us to do what it takes to get and stay debt free for our entire lives. So that we can have the funds to build Your kingdom here on earth. Help us to trust the plan that You have ordained for us. Help us to not rely on our own understanding. Help us to obey Your instructions immediately without delay. Forgive us for not dedicating a percentage of our funds to the building of Your kingdom. Forgive us for getting into the debt trap. Help us to get out. Help us to create and stick to our budget so we can be wise with our assets. Thank you for always providing for us our needs. Thank you for giving us our daily provision. Thank you for forgiving our trespasses, debts, and sins as we forgive others. Prepare us to resist temptation and evil. Protect us from temptation and evil. In Jesus' Name, Amen.
• Day 37: God, You reign over heaven and earth. We come before You, thanking You for life, health, and strength. You are awesome and loving. You are worthy to be praised. Give us today what we need to get out of debt, and break free of any co-signing arrangements or rushed contracts deals we have made out of ignorance. Forgive our trespasses, debts, and sins as we forgive others. Lead us not into temptation, but deliver us from Evil. In Jesus' Name, Amen.
• Day 38: God, You are Elohim – full of strength and power. You are Jehovah Yirah – for You see our needs and provide. Although debt isn’t a sin, it is a sin to not pay back debt. So we ask that You give us today the means we need to pay back all of our lenders as quickly as possible. So we can be debt free. So we can be lenders and not borrowers. In Jesus' Name, Amen.
• Day 39: God, You our hope. You are our joy. You are everything we need. Let Your will be done on earth as it is in heaven. Give us this day our daily bread. Help us to express gratitude by writing down all the things we are grateful for and adding them to the list daily. Help us to compliment, recognize and praise all the good deeds shown to us by You and others throughout the day. Help us to focus on our successes today instead of our failures. Help us to forgive individuals and circumstances that hurt us. Help us to stop complaining and take steps to change what we can. Help us to appreciate the things we have. Help us to break our attachment to things and put our focus on fulfilling the purpose You have for us. Help us to break free from the slavery of debt. Forgive our trespasses, debt, and sins. Help us to know Your Word so we can resist temptation and evil. Thank You for keeping Your angel charge over us. Thank You for keeping us safe in all our ways. Let Your name be glorified forever. In Jesus' Name, Amen.
• Day 40: God, You are our Father. We love You and adore You. You reign in the heavens and on earth. You are full of wisdom, knowledge, and strength. Let Your glory dwell in my life. Let Your light shine all around me so that others can draw near to You. Give us this day the wisdom, knowledge, and strength we need to tackle our debt. Let us experience success when asking for debt forgiveness, reducing our monthly expenses to 33% or less of our monthly income, and making extra money. Forgive us our trespasses, sins, and debt as we forgive those who sin against us, our trespassers and debtors. Lead us not into temptation, but deliver us from evil. For Yours is the kingdom, power, and glory forever. In Jesus' Name, Amen.
• Day 41: God, our Father. You reign over the heavens and earth. You are great and powerful. We need You and Your Holy Spirit this day. Thank You for never leaving us or forsaking us. Help us to seek You first every single day. So You can be the head of our lives. So You can help us manage all we have to do. We want our talents and abilities to develop and grow. Help us to tithes and build up the things and people who value Your kingdom. Help us to pray and read the Bible to honor You. You deserve all the glory, honor, and praise forever. In Jesus' Name, Amen.

This Week's Scriptures: